What is refinancing and when should I do it? 2023-07-13 As a homeowner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender, who can better meet your current needs, wants and circumstances. Read more
Priority Home Loans: Land & Construction Guide 2023-06-01 Construction loans need to be planned and structured correctly to ensure you have adequate funds to complete your dream home. Let our team help you through the finance process from start to finish! Read more
Selling Your Home? Here Are The First Steps To Take 2023-04-04 Selling your home? Here are the first steps to take. There’s more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off your list to help you get a favorable result from your investment and ensure the selling process runs as smoothly as possible. Read more
What Happens When Your Fixed Rate Ends 2023-02-27 Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions to refix your loan. Read more
Comparison Rates 2023-01-23 Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, there are comparison rates. Read more
How Redraw & Offset Can Save Money 2022-11-10 Offset accounts and redraw facilities work in similar ways. They both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Read more
Who is involved in a property purchase? 2022-10-09 Buying a property is more complex than most other purchases you’ll ever make. Here are the different parties who may be involved in your home-buying process and how you can leverage their valuable experience and knowledge. Read more
When was your last home loan health check? 2022-09-07 Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you're paying too much. Read more
Fixed Rate vs. Variable Rates 2022-07-25 When looking at loan structure, its best to look at all options and compare fixed and variable rates to see what would suit you. Let's discuss what they are, the pros and cons, and the differences between them. Read more
Do You Know Your Interest Rate? 2022-04-12 Interest rates are a big factor in each repayment and the total cost over the life of a loan, so staying on top of your current rate, as well as the interest trends across the market, is essential. Read more
Buying A Property With Friends 2022-03-17 If you’re looking for a creative way to overcome being locked out of the property market by rising prices, buying a house with a group of family or friends may be a solution. It can also be a minefield though, so here’s how to avoid a blast. Read more
Construction Loans 2022-02-24 If you’re thinking of building your own home, you’ll need to be familiar with the ins-and-outs of construction loans. Read more
